When buying cryptocurrency or depositing money into your Luno wallet using instant payment methods (like credit cards), there are more restrictive limits that may apply in addition to your account limits. The maximum amount per transaction is calculated using a combination of per-transaction limits, your account limits, as well as your previous transactions.


Our payment partners may require us to reduce these limits temporarily due to the high risk of fraud associated with credit card or instant payment transactions.


If you’d like to deposit or buy cryptocurrency for more than the transaction limit displayed, you can still use the bank transfer options available to you. Find out more about the monthly limits that apply based on your verification level.