When making an EFT deposit to your ZAR wallet, if you bank with ABSA, Standard Bank, Capitec, Nedbank or TymeBank, we've made things a little easier for you! Just search for “Luno” under “Public Beneficiaries”, instead of manually entering our bank details. With FNB, you'll have to set up Luno manually as a beneficiary (see below).


Note:

Please only reach out to us if you haven’t used your unique reference number (starting with BX), or if it’s been longer than 2 business days and your deposit isn’t reflecting yet.
The reference number in the images below is not your unique reference number. Your own unique reference number is displayed to you when you select Deposit, then Bank transfer from your ZAR wallet.


Here's how

Making an EFT deposit to your ZAR wallet from your ABSA account is easy. Just follow these steps:

  1. Log in to your online banking or mobile banking app

  2. Navigate to Pay

  3. Select the Pay New Beneficiary option

  4. Then select the Pay A Bill option (at the top right of the screen)

  5. In the Choose Listed Beneficiary field, type “Luno”, and then select Luno PTY LTD

  6. Enter (or paste if you’ve copied it from your Luno account) your unique reference number (starting with BX) in both the Bill account number and Reference for my statement fields, and in the Account holder's name field, fill in your name and surname

  7. Select Next to confirm the beneficiary information, then Continue to successfully add Luno

  8. Navigate back to Pay, select “Luno” from your beneficiaries, and follow the prompts to make an EFT deposit to your ZAR wallet


Making an EFT deposit to your ZAR wallet from your Capitec account is easy. Just follow these steps:

  1. Log in to your online banking or mobile banking app

  2. Navigate to Payments

  3. Select the Add a Capitec Bank-registered beneficiary to my list option

  4. In the Look for field, type “Luno”, and then select Find

  5. From the search results, select Luno (STB) and then under I want to, select Add the selected beneficiary to my list

  6. On the create beneficiary screen, enter (or paste if you’ve copied it from your Luno account) your unique reference number (starting with BX) in the Luno Reference field

  7. Under I want to, select Add this beneficiary to my list

  8. Navigate to Payments, select “Luno” from your beneficiaries, and follow the prompts to make an EFT deposit to your ZAR wallet


Making an EFT deposit to your ZAR wallet from your FNB account is easy. Just follow these steps:

  1. Log in to your online banking or mobile banking app

  2. Navigate to Payments

  3. On the Pay recipient screen, select Add

  4. On the next screen, under Recipient details, the toggle should be on An Account

  5. Enter Luno’s bank details, your unique reference number (starting with BX) in both the Recipient reference and Own reference fields, and then select Add recipient

    Tip:

    Luno bank details

    Recipient name: Luno

    Bank name: Standard Bank

    Account number: 051410583

    Branch: 051001

    Account type: Current/Cheque

  6. Navigate to Payments again, select “Luno” from your beneficiaries, and follow the prompts to make an EFT deposit to your ZAR wallet


Making an EFT deposit to your ZAR wallet from your Nedbank account is easy. Just follow these steps:

  1. Log in to your online banking or mobile banking app

  2. Navigate to Pay

  3. Select Single payment

  4. In the Recipient name field, select the Search Recipients icon

  5. In Search, select Bank-approved, and type “Luno” in the search field

  6. Select “LUNO” from the search results, and then Next

  7. Enter the amount you’d like to pay into your ZAR wallet

  8. Enter (or paste if you’ve copied it from your Luno account) your unique reference number (starting with BX) in both the Your reference and Their reference fields, and select Next

  9. Follow the prompts to complete your EFT deposit


Making an EFT deposit to your ZAR wallet from your Standard Bank account is easy. Just follow these steps:

  1. Log in to your online banking or mobile banking app

  2. Navigate to Pay

  3. On the Pay screen, select Add new beneficiary

  4. On the next screen, select A bank-approved company

  5. In the search field, type “Luno”, and select LUNO from the search results

  6. Enter (or paste if you’ve copied it from your Luno account) your unique reference number (starting with BX) in both the Their reference and My reference fields, and then select Review

  7. Navigate to Pay, select “Luno” from your beneficiaries, and follow the prompts to make an EFT deposit to your ZAR wallet


Making an EFT deposit to your ZAR wallet from your TymeBank account is easy. Just follow these steps:

  1. Log in to your online banking or mobile banking app

  2. On the Home screen, select My Beneficiaries and then Add a beneficiary

  3. Enter Luno's Standard Bank account details and your unique BX reference number. Select Add and then Confirm

  4. Once added, select your Luno beneficiary and then Pay

  5. Enter the amount you'd like to deposit and select Confirm and pay

  6. Lastly, enter your OTP and you're all done