As part of our commitment to making it easier for our Indonesian customers to buy Bitcoin and Ethereum, aside from making a standard bank transfer to our bank account, we’ve now integrated a new deposit method that uses your Bank Negara Indonesia (BNI) virtual account. It will reflect in your Luno wallet almost instantly.


Here’s how to deposit using Instant Bank Transfer


Step 1 Choose Wallets > IDR Wallet > Deposit.


Step 2 Choose your preferred payment method.


Step 3 Enter the amount, according to your individual limits.


Step 4 Your once-off virtual account number will show along with the amount you must deposit.


Step 5 Make payment on your banking platform.

Frequently asked questions

Are there various methods to make an instant bank transfer?

Yes. You can make an instant bank transfer via:

  • ATM

  • SMS

  • Internet banking

  • Mobile banking

  • CIMB, BCA, BRI and all other banks

You can use your virtual account number to deposit from any bank.


Is there a deposit time limit?

Yes. Your Virtual Account Number (VAN) will expire in 24 hours so please make sure you deposit within that time frame.


Is there a deposit fee?

Yes. A fee of IDR 4,000 will be charged for instant bank transfers.


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