As part of our commitment to making it easier for our Indonesian customers to buy cryptocurrency, we’ve integrated a new deposit method that uses the Midtrans payment gateway service. Once you’ve successfully made a deposit, your funds will reflect in your IDR wallet almost instantly.

Here’s how

Sign in to the Luno app, select Wallets and then Deposit on your IDR wallet. Then follow these steps:

  1. Enter the amount you’d like to deposit (according to your individual limits) and select NEXT

  2. Review your deposit details and select CONTINUE TO MIDTRANS

  3. You'll be navigated to Midtrans - select Permata if you have a Permata bank account, or ATM Network for all other banks

  4. Follow the instructions carefully, and on the screen where your once-off account number is displayed, select PLEASE COMPLETE PAYMENT

  5. You’ll be navigated back to Luno where you’ll see a Mission success message

  6. Lastly, make the payment on your banking platform using the Bank Transfer option


The once-off account number that you get at Midtrans can only be used for a single deposit and expires in 24 hours. Complete the payment before making any additional deposits.

Frequently asked questions

Are there various ways to make an instant bank transfer?

Yes. You can make an instant bank transfer via:

  • ATM

  • Internet banking

  • Mobile banking


You can use your once-off account number to deposit from any bank. If you’re making an over the counter transfer, enter ‘Luno Indonesia Ltd’ as a beneficiary name.

Is there a deposit time limit?

Yes. Your account number will expire in 24 hours, so please make sure you deposit within that time frame.

Is there a deposit fee?

No. There are zero fees when depositing funds to your IDR wallet.

Are there any additional fees for depositing from other banks?

Yes. A standard interbank transfer fee may apply for transferring from non-Permata Bank.

Are there limits to the amount I can deposit?

Yes, the minimum deposit amount is IDR 10,000 and the maximum deposit amount is IDR 999,995,599.