You can now buy cryptocurrency directly for your Luno wallet without having to first make a deposit. It’s a feature we’re excited to bring to your region (we’re first rolling this out to segments of our customers in the United Kingdom and a growing number of countries in the EU – if you don’t see the Instant Buy option when buying cryptocurrency on your Luno app or web, then we’re still working on bringing this feature to your region. 

What is Instant Buy?

You’ve probably noticed that things are looking a little different around here. So what’s new? With Instant Buy you can purchase a set amount of cryptocurrency, or you can specify your own amount – without having to add money to your local currency wallet first. Use your credit or debit card, Google Pay or EveryPay credit card to get cryptocurrency directly into your Luno wallet. 

How to Instant Buy cryptocurrency 

1. From the Menu, select Wallets and then the Deposit option on your local currency wallet
2. Now select the Add debit card or credit card button
3. On the Add Card screen, proceed to enter your debit or credit card details
4. Once complete, select the Add Card button
5. You will be taken directly to the Enter Amount screen where you can continue to make your deposit

Frequently asked questions

Why can’t I see this feature when I deposit money?

We’ve released this feature to a segment of customers in the UK, Italy, France, Finland, Ireland, Austria, Switzerland and Belgium for now and will soon be rolling it out on a larger scale to more of our customers. If you don’t see the option to add a saved credit card when depositing money, please be patient while we work on bringing this new deposit method to you.
How many cards can I save?

You can save two cards to your account.
How safe is it to save my credit card with Luno?

Your security is our biggest priority. We take every effort to keep our customers – and their funds – safe through first-class security and adherence to strict internal security practices. This new depositing method is entirely safe, and we always recommend you enable two-factor authentication on your account

 Is there a deposit limit using my debit or credit card?

Yes, you can deposit up to EUR 1,000 per transaction with a monthly card deposit limit of EUR 5,000. This is separate from your current account level limits, which include the monthly and lifetime deposit limits that will be applied regardless of this card deposit limit. 

 Can I make more deposits after reaching my monthly limit?

Yes. The monthly limit of EUR 5,000 is for debit and credit card deposits. If you are unable to use your card to make a deposit, you can also continue to use your other available deposit methods.


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