Luno strives to be an affordable place to buy, sell, trade, store and use cryptocurrency. We have a transparent fee structure, without hiding any costs from our customers. The following fees and service charges may apply when using our products.

Depositing money

When depositing money into your local currency wallet, we levy a fee only where we incur costs to receive your money.


Find out more about deposit fees here.

Withdrawing money

When you withdraw local currency from Luno to your bank account, a small fee may apply. This admin fee is levied by our financial partners.


Find out more about withdrawal fees here.

Sending and receiving cryptocurrency

When sending Bitcoin, the fee is dynamic, meaning we look at the traffic on the Blockchain and levy a fee to ensure your transaction is processed quickly. It's free to receive Bitcoin and Ethereum, however, any Bitcoin amount received lower than BTC 0.0001 will have an equivalent receive fee applied in order to combat dust attacks. Ethereum send transactions are also subject to a nominal fee.

Buy or sell cryptocurrency

When you buy or sell cryptocurrency, we'll display the full price that you will pay for the transaction.


A service charge applies when buying or selling cryptocurrency, which is displayed to you when you buy or sell. This includes our risk of a price change between when you enter the amount you want to buy or sell and when you confirm the transaction. Luno takes this service charge in cryptocurrencies, which is calculated from the amount you want to buy or sell.

Trading fees

The Luno Exchange uses a maker-taker model, with market makers (adding liquidity) paying no fees and market takers paying a nominal fee.


Find out more about trading fees here.

For a detailed explanation and example of how fees are calculated on the Luno exchange, check out our help article here.